Reducing payment gateway fees without punishing your best customers

Card gateway fees are a fixed percentage tax on every transaction, and at any real scale, they quietly eat into margin in a way that's easy to overlook until you actually add it up across a year of invoices.

Raising prices across the board to cover it punishes every customer for a cost that only applies to some of them — clients paying by bank transfer or wallet balance shouldn't be subsidizing card processing fees they never triggered.

Gateway Fees lets you apply a small, clearly itemized surcharge only to the payment methods that actually carry a processing cost, so the pricing stays fair and transparent instead of hidden inside a higher list price.

Most providers who make this change see a quiet secondary effect too — once a surcharge exists, more clients migrate to fee-free payment methods on their own, which is a better outcome for everyone than the fee existing silently in the background.